Senior Scam Education
2014 Advocacy Committee Campaign
HOW DO I KNOW IF IT’S A SCAM? If it sounds too good to be true, it probably is!
Beware of strangers attempting to get personal information or money, including:
· Requests for money in advance disguised as deposits, taxes or handling fees.
· Any request for credit card, Social Security or bank account numbers.
· Beware of phone calls or mailings offering risk free investments, sweepstakes, charities, lotteries, credit card applications requiring money, get-rich chain letters, Medicare discount cards, “miracle” health products, “free” medical alert services and inheritance taxes due.
· Solicitations disguised as invoices requesting additional money due for various services or charities you supposedly pledged to donate to.
· Anyone who shows up at your door with “low-cost” or “no-risk” offers or items for sale that require immediate payment or deposit.
Never feel pressured to make an immediate decision. Guard your personal information.
·Be cautious with anyone who shows a new interest in your finances.
· Always destroy bills, receipts and private records that contain your name, address or account numbers on them before discarding.
· Direct deposit to your bank account all your monthly checks.
· Carefully read your statements and bills for unusual changes.
· Speak with someone you trust before giving out personal information or money.
· Never rush to send any cash or wire money even if someone says it is for a relative; investigate first.
· If you are told to act immediately or “miss an opportunity,’ it is most likely not legitimate.
· Only purchase items by phone or computer if you have initiated the transaction.
If you think you may be a victim of fraud or have suspicion of a scam: